Every capability,
engineered for halal investing.
Six core modules. A four-layer Shariah-aware screen. A full Islamic finance toolkit. A developer-grade marketplace (coming soon). The Shariah-compliant trading app you operate on your own Zerodha account with your own API credentials — built by Khair Labs Private Limited so Muslim investors can trade with conviction, not caveats.
Six modules, one AI-guided cycle.
From market open to close, every module performs one job with precision — then hands off to the next.
M1: 4-Layer Compliance
Zoya API + NSE fund holdings + 6-rule ratio filter + ORIS AI re-verification. Most conservative verdict always wins. Daily watchdog alerts on status changes. See the full screening methodology.
M2: Regime Filter
GREEN/YELLOW/RED classification via 50/200 EMA crossover on Nifty 500 Shariah TRI. India VIX circuit breakers at 25 and 35.
M3: Strategy Engine
4 core strategies + 10-strategy library. Master Conviction Score with XGBoost ML shadow mode. Walk-forward backtesting built in.
M4: ORIS AI Reasoning
4-step pipeline — fundamental, sentiment, Shariah, rationale. Safety-first: trade skipped on any failure. Full rationale logged to audit trail.
M5: Risk & Cost
Half-Kelly position sizing. Statutory cost model (all 6 components). 3.5% net move hurdle. Daily and monthly circuit breakers. Partial exit with trailing stop.
M6: Execution & Alerts
Kite CNC order engine — you confirm each trade before it's placed. GTT stop-losses set automatically. Telegram (13 commands) + SMS alerts via MSG91. Weekly PDF reports. ThynkTax integration. FIFO tax tracking.
A complete halal wealth toolkit.
Zakat, Sadaqah, Ramadan observances — treated as first-class product features, not afterthoughts.
Portfolio Analytics
Sharpe, Sortino, max drawdown, win rate, profit factor. Strategy attribution, factor exposure (sector, market-cap tilt, Shariah purity score).
Zakat Calculator
Automatically computes annual Zakat obligation from your live portfolio. Nisab-aware, 354-day lunar year, with a real "give it away" link into Suffah's masjid directory.
Free Halal Checker
Upload your broker holdings CSV — get an instant Shariah compliance report with 0-100 purity scores. No account required, no data stored. Try it free.
Walk-Forward Backtest
3-fold out-of-sample validation on historical NSE data. Memory-safe: one symbol at a time. Sharpe, drawdown, win rate per strategy.
Halal Audit Certificate Beta
Generate a PDF attestation that your portfolio passed the Shariah-aware screen over a given period — a methodology record, not a religious certification. QR verification and cryptographic signing roll out in 2026.Q3.
Ramadan Mode Enforcement v2
Ramadan-aware toggle and reminders are live. Automatic position-limit reduction based on hijri calendar detection ships in the next release.
Trading Sadaqah
Accrue a configurable percentage of every profitable trade close as sadaqah owed, then give the running total away in one tap via Suffah's real donation flow. Non-blocking, fully auditable, off by default.
Extensible. Auditable. Yours.
Namaa is a platform, not a black box. Bring your own strategy, plug in external signals, or share read-only access with an advisor.
Strategy Marketplace
Coming soon: upload your own strategy (BYOS) and subscribe to community strategies. Not open yet.
Advisor Portal
Share read-only portfolio access with a Clairvoyis advisor. Token-based, 7-day expiry. For portfolios above ₹25 lakh.
Agent Version Control
Snapshot your agent configuration at any point. Restore to any previous version instantly. Full history of every strategy change.
PWA — Install on Mobile
Add Namaa to your home screen on iOS and Android. Offline-capable dashboard with real-time WebSocket P&L streaming.
DigiLocker KYC
Government-backed identity verification via DigiLocker OAuth2. Confirms Aadhaar and PAN — "Verified via DigiLocker" badge on your account.
Risk Disclosure & Consent
Formal risk disclosure gate before live activation. Consent log with IP and timestamp. Three-step live activation checklist.
Execution Quality
Fill rate, slippage attribution (bps), and best execution window analysis. Know exactly when and how well your orders are filled.
TradingView Webhook Ingestion
Pipe TradingView alerts straight into Namaa via a secret-gated webhook. External signals still pass the full Shariah & ORIS AI pipeline — no bypass path to live orders.
Agent Templates
Three pre-tuned starting points — Conservative, Balanced, Aggressive — each with complete MCS weights, risk caps, and exit rules. Spin up in one click.
ML Shadow Layer Beta
XGBoost signal predictor runs alongside every MCS score, logging WIN/LOSS/NEUTRAL forecasts for post-hoc validation. Strictly shadow — never influences live trades until graduation criteria are met.
Built on Proven Technology
Every integration chosen for reliability, cost-efficiency, and Islamic finance alignment.
Zerodha Kite Connect
Live execution layer. CNC delivery orders, GTT stop-losses, zero brokerage on equity delivery.
Fyers Historical API
25 years of free NSE daily OHLCV data. Powers backtesting and ML feature generation. Auto-updated post-market daily.
ORIS AI Reasoning Engine
Multi-step reasoning platform. Powers fundamental analysis, sentiment, and Shariah verification on every trade.
Zoya API + AMFI
Layer 1 Shariah scoring from Zoya. Layer 2 cross-referenced against 5 certified halal fund portfolios from AMFI.
DuckDB + SQLite
SQLite for transactional data; DuckDB for in-process OLAP analytics — Sharpe, Sortino, drawdown computed in milliseconds.
MSG91 + DigiLocker
MSG91 for SMS OTP verification. DigiLocker for government-backed Aadhaar/PAN identity assurance.
APScheduler + Python 3.11
Cron-precise job orchestration: token refresh at 08:45, trading at 09:10, EOD report at 22:00. NSE holiday-aware.
Local Tax & Sadaqah Engine
STCG/LTCG computed in-house per Budget 2024 rates on every trade close. Sadaqah accrues locally and gives away through Suffah — no third-party tax or donation API in the loop.
Paper trade free, go live when ready.
No credit card. No time limit on paper mode. See real results before committing capital.