The Full Platform  ·  Release 2026.Q2

Every capability,
engineered for halal investing.

Six core modules. A four-layer compliance engine. A full Islamic finance toolkit. A developer-grade marketplace. Built so Muslim investors can trade with conviction — not caveats.

§ 01  —  Core Engine

Six modules, one autonomous cycle.

From market open to close, every module performs one job with precision — then hands off to the next.

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M1: 4-Layer Compliance

Zoya API + NSE fund holdings + 6-rule ratio filter + ORIS AI re-verification. Most conservative verdict always wins. Daily watchdog alerts on status changes.

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M2: Regime Filter

GREEN/YELLOW/RED classification via 50/200 EMA crossover on Nifty 500 Shariah TRI. India VIX circuit breakers at 25 and 35.

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M3: Strategy Engine

4 core strategies + 10-strategy library. Master Conviction Score with XGBoost ML shadow mode. Walk-forward backtesting built in.

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M4: ORIS AI Reasoning

4-step pipeline — fundamental, sentiment, Shariah, rationale. Safety-first: trade skipped on any failure. Full rationale logged to audit trail.

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M5: Risk & Cost

Half-Kelly position sizing. Statutory cost model (all 6 components). 3.5% net move hurdle. Daily and monthly circuit breakers. Partial exit with trailing stop.

M6: Execution & Alerts

Kite CNC order engine. GTT stop-losses. Telegram (13 commands) + SMS alerts via MSG91. Weekly PDF reports. ThynkTax integration. FIFO tax tracking.

§ 02  —  Analytics & Islamic Finance

A complete halal wealth toolkit.

Zakat, Sadaqah, Ramadan observances — treated as first-class product features, not afterthoughts.

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Portfolio Analytics

Sharpe, Sortino, max drawdown, win rate, profit factor. Strategy attribution, factor exposure (sector, market-cap tilt, Shariah purity score).

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Zakat Calculator

Automatically computes annual Zakat obligation from your live portfolio. Nisab-aware, 354-day lunar year, linked to Donateazy for sadaqah on close.

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Free Halal Checker

Upload your broker holdings CSV — get an instant Shariah compliance report with 0-100 purity scores. No account required, no data stored. Public tool.

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Walk-Forward Backtest

3-fold out-of-sample validation on historical NSE data. Memory-safe: one symbol at a time. Sharpe, drawdown, win rate per strategy.

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Halal Audit Certificate Beta

Generate a PDF attestation that your portfolio was Shariah-compliant over a given period. QR verification and cryptographic signing roll out in the 2026.Q3 release.

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Ramadan Mode Enforcement v2

Ramadan-aware toggle and reminders are live. Automatic position-limit reduction based on hijri calendar detection ships in the next release.

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Donateazy Sadaqah Automation

Route a configurable percentage of every profitable trade close to charity via the Donateazy API. Non-blocking, fully auditable, off by default.

§ 03  —  Platform & Integrations

Extensible. Auditable. Yours.

Namaa is a platform, not a black box. Bring your own strategy, plug in external signals, or share read-only access with an advisor.

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Strategy Marketplace

Upload your own strategy (BYOS) — AST-validated, Docker-sandboxed, walk-forward tested before activation. Subscribe to community strategies.

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Advisor Portal

Share read-only portfolio access with a Clairvoyis advisor. Token-based, 7-day expiry. For portfolios above ₹25 lakh.

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Agent Version Control

Snapshot your agent configuration at any point. Restore to any previous version instantly. Full history of every strategy change.

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PWA — Install on Mobile

Add Namaa to your home screen on iOS and Android. Offline-capable dashboard with real-time WebSocket P&L streaming.

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DigiLocker KYC

Government-backed identity verification via DigiLocker OAuth2. Confirms Aadhaar and PAN — "Verified via DigiLocker" badge on your account.

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Risk Disclosure & Consent

Formal risk disclosure gate before live activation. Consent log with IP and timestamp. Three-step live activation checklist.

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Execution Quality

Fill rate, slippage attribution (bps), and best execution window analysis. Know exactly when and how well your orders are filled.

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TradingView Webhook Ingestion

Pipe TradingView alerts straight into Namaa via a secret-gated webhook. External signals still pass the full Shariah & ORIS AI pipeline — no bypass path to live orders.

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Agent Templates

Three pre-tuned starting points — Conservative, Balanced, Aggressive — each with complete MCS weights, risk caps, and exit rules. Spin up in one click.

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ML Shadow Layer Beta

XGBoost signal predictor runs alongside every MCS score, logging WIN/LOSS/NEUTRAL forecasts for post-hoc validation. Strictly shadow — never influences live trades until graduation criteria are met.

Built on Proven Technology

Every integration chosen for reliability, cost-efficiency, and Islamic finance alignment.

Zerodha Kite Connect

Live execution layer. CNC delivery orders, GTT stop-losses, zero brokerage on equity delivery.

Fyers Historical API

25 years of free NSE daily OHLCV data. Powers backtesting and ML feature generation. Auto-updated post-market daily.

ORIS AI Reasoning Engine

Multi-step reasoning platform. Powers fundamental analysis, sentiment, and Shariah verification on every trade.

Zoya API + AMFI

Layer 1 Shariah scoring from Zoya. Layer 2 cross-referenced against 5 certified halal fund portfolios from AMFI.

DuckDB + SQLite

SQLite for transactional data; DuckDB for in-process OLAP analytics — Sharpe, Sortino, drawdown computed in milliseconds.

MSG91 + DigiLocker

MSG91 for SMS OTP verification. DigiLocker for government-backed Aadhaar/PAN identity assurance.

APScheduler + Python 3.11

Cron-precise job orchestration: token refresh at 08:45, trading at 09:10, EOD report at 22:00. NSE holiday-aware.

ThynkTax + Donateazy

ThynkTax for ITR-ready P&L export. Donateazy for automated sadaqah on each trade close.

Paper trade free, go live when ready.

No credit card. No time limit on paper mode. See real results before committing capital.

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