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Risk Disclosure Statement

Please read carefully before activating live trading. This is a mandatory requirement.

1. Platform Nature

Namaa AI is a software automation tool, not a SEBI-registered Investment Adviser, Portfolio Manager, Research Analyst, or financial planner. Namaa AI is not a party to any trade executed on your account.

2. You Are the Principal

You set all parameters. Trades execute using your Kite Connect API credentials, on your brokerage account, entirely at your own risk. Namaa AI does not manage funds or hold any discretionary authority over your portfolio.

3. Investment Risk

Equity markets carry significant risk. You may lose some or all of your invested capital. The automated agent executes based on pre-configured rules, not human judgment. Software systems can fail, and markets may prevent orders from executing at expected prices.

4. Limitation of Liability

Namaa AI's total liability is capped at the greater of (i) 3 months' subscription fees, or (ii) ₹5,000. Namaa AI is not liable for loss of profits, market losses, missed opportunities, software failures, or losses arising from your own configuration choices.

5. Shariah Compliance Disclaimer

Compliance screening is based on AAOIFI methodology using third-party data sources. Compliant today does not guarantee compliance tomorrow. Financial ratios are updated quarterly with a 30–60 day lag. Users remain responsible for personal religious due diligence. Namaa AI does not issue fatwas.

6. Automated Execution Risk

GTT stop-loss orders are placed directly on Zerodha and execute independently of Namaa AI's uptime. However, network failures, exchange outages, or price gaps may cause stops to execute at prices different from the trigger level. Namaa AI is not liable for such slippage.

7. Tax Obligations

Trade data and capital gains information provided by Namaa AI is for informational purposes only. You are responsible for your own tax obligations. Consult a qualified Chartered Accountant for personal tax advice. Namaa AI is not liable for any tax liability arising from use of this platform.

8. Dispute Resolution

Any disputes shall be resolved by sole arbitration in Bengaluru, India, under the Arbitration and Conciliation Act, 1996. All claims must be brought individually — class or collective claims are not permitted. Indian law applies.

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